Experienced Chapter 7 Bankruptcy Lawyers in Marlton, New Jersey
Liquidation or Discharge of Personal or Business Debts | Protection from Creditors
It can happen to anyone—an unexpected illness or injury, a divorce, the loss of a job—suddenly you’re without the means to meet your financial obligations. Fortunately,congress long ago recognized the need people may occasionally have for a fresh financial start. That’s why we have bankruptcy laws.
But, the bankruptcy process can be complex and confusing, particularly with respect to Chapter 7 filings. A Chapter 7 petition allows you to permanently discharge certain debts in exchange for the sale of some of your assets, but you can’t simply seek to discharge personal or business debts under Chapter 7. You must first qualify by submitting to a “means test.” That’s why it’s essential to have an experienced and knowledgeable bankruptcy attorney to guide you through the process.
Our Representation in Chapter 7 Bankruptcy Proceedings
At the Law Office of Andrew B. Finberg, we bring more than 25 years of collective bankruptcy law experience to every client. We offer thorough and detail-oriented counsel to individuals and businesses seeking to permanently discharge personal debt through a Chapter 7 bankruptcy filing. Chapter 7 can be the right solution if you seek to:
- Stop foreclosure, repossession or garnishment proceedings.
- Permanently rid yourself of unsecured debt, such as medical bills or credit card obligations.
Our attorneys will carefully assess your financial situation to determine whether youmeet the requirements of the “means test” and qualify for protection under Chapter 7. If so, we will prepare and file all documents to initiate the process and put the automatic stay in place so that your creditors can no longer harass you with phone calls, letters or legal action.
Before filing your petition, we’ll carefully explain what debts can be discharged, as well as what property can be protected, so that you make an informed decision about whether Chapter 7 is right for you.
We are a federally designated debt relief agency.
Contact Our Experienced Chapter 7 Bankruptcy Attorneys
Experienced New Jersey Chapter 7 Bankruptcy Attorneys
Protecting the rights of individuals and businesses in Cherry Hill, Voorhees, Mount Laurel,
Morristown, Maple Shade and the surrounding communities