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What Happens to Retirement Benefits in Bankruptcy

Protecting Your Retirement in Bankruptcy Most forms of retirement are protected when you file under any Chapter of bankruptcy. There are a few exceptions to this, so make sure that whatever kind of retirement you have is protected from your creditors. If in fact all of your retirement funds are protected, that means that if you file a Chapter 7 "straight bankruptcy" case the Chapter 7 trustee will have no right to take any of it to pay your creditors. And if you file a Chapter 13 … [Read more...]

THE DANGER OF STEREOTYPES WITH BANKRUPTCY

I have yet to meet the individual that has wanted to file for bankruptcy. In laying out one's plans for the future, few, if any, ever contemplate having to utilize bankruptcy protections. However, the reality is that many quality individuals are forced to face unforseen complications that necessitate a bankruptcy filing. One of the most common refrains I have heard is, "I'm not like the rest of your clients." It is far too easy to generalize and group together those that are forced to seek … [Read more...]

Welcome to Our New Jersey Bankruptcy Law Blog

Welcome to Our New Jersey Bankruptcy Law Blog When you are in need of legal advice about filing for bankruptcy, a hard-working lawyer who knows there is life after debt can be of great assistance and look out for your rights. The bankruptcy courts can be confusing and intimidating, with a unique set of rules and a language of their own. An attorney who understands the law and the process can help you evaluate your options and make the right decisions. At Wizmur & Finberg, LLP, we assist … [Read more...]

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