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Archives for October 2015

Good Reasons to File Chapter 13 Even When You Won’t Get a Discharge

A recent blog post discussed how you don’t have to wait the usual period of time to file a second bankruptcy case if that new case does not discharge any of your debts. Usually you would have to wait 4 years between filing a Chapter 7 “straight bankruptcy” and a subsequent Chapter 13 “adjustment of debts” one. But you don’t have to wait out that 4 or any of the usual time periods if you don’t need a discharge of your debts in the new Chapter 13 case. There are reasons to file a new Chapter 13 … [Read more...]

Filing Bankruptcy a Second Time

The Rules for Time Required between Bankruptcy Filings How long you must wait to file a bankruptcy case after you’ve filed a previous one depends on both which Chapter the earlier bankruptcy was filed under and the Chapter of the new case being filed: 2 years from an earlier Chapter 13 case to new Chapter 13 one 4 years from earlier Chapter 7, 11, or 12 case to new Chapter 13 one 6 years from earlier Chapter 13 case to new Chapter 7 one 8 years from earlier Chapter 7 case to new Chapter … [Read more...]

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