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Archives for June 2015

Stop Support Enforcement’s Actions against You through Chapter 13

Chapter 13 is an extraordinary legal tool for protecting you from the aggressive civil law collection methods of your ex-spouse and the local support enforcement agency, allowing you to catch up while under this protection. Child and Spousal Support (Alimony) Collections New Jersey state law allows ex-spouses and support enforcement agencies to be extremely aggressive in their methods for collecting support arrearage, especially for child support. This includes filing a lien on your property, … [Read more...]

Catching up on Your Mortgage Arrearage under Chapter 13

One of the major reasons that people file the Chapter 13 "adjustment of debts" type of bankruptcy is because of the many tools it provides for saving their homes. One of the most important of those tools is the option of taking three to five years to catch up on back mortgage payments. Compared to Chapter 7 "Straight Bankruptcy" First, you get much more protection under Chapter 13. In a Chapter 7 case, if you were behind on your mortgage your lender could start or resume a foreclosure right … [Read more...]

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